Ramanarao Venkata VanguriAsked on 30 October, 2018
Is this cash limit applicable to EMV chip cards n payment through POS at Hospitals n other emergency services?
As far as we are aware, the Rs. 20,000 limit is only applicable to Classic and Maestro debit cards (EMV or otherwise) on cash withdrawals from ATMs. To get a higher withdrawal limit, you can apply for SBI's other cards. Digital transactions do not have a cap, so POS payments shouldn't be an issue.
Joseph OodenAsked on 29 October, 2018
How I know my existing debit card is an EMV chip card or otherwise?
It's really simple. If your card has a small golden chip on one of its faces, it is an EMV chip card. If it does not have the golden chip, it is a magnetic stripe card.
Sonam Topden BhutiaAsked on 29 October, 2018
What are the process to replace old card with new emv chip card?
To replace your magnetic stripe card with a new EMV chip card, you have to apply for a new card. Applications can be submitted through SBI's internet banking portal. Alternatively, you could visit your nearest SBI branch for to apply for a new card.
Ranjit Kumar PhukanAsked on 29 October, 2018
How long it will take for replacement if I surrender my new card
The time take to get a replacement card will be as per SBI's standard card issuance norms. Normally, it takes 7-8 days to dispatch a new card. However, you should receive the replacement card within two weeks at most. You can always put in a request for early dispatch, if there's an urgent requirement.