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If a family is not on PMJAY list, can it still claim benefits?

Asked on 28-12-2018 by Diya Chavan

Answered by NewsBytes

No. Currently, the PM-JAY scheme does not allow new families to be added to the beneficiary list. However, names of additional members of an existing beneficiary family can be added to the SECC (Socio-Economic Caste Census) list.

Is the beneficiary required to pay a premium to avail benefits?

Asked on 28-12-2018 by Surabhi Rao

Answered by NewsBytes

No. The PM-JAY scheme doesn't charge beneficiaries for availing the services. All eligible beneficiaries can avail free services for secondary and tertiary hospital care under PM-JAY at any public hospitals or impaneled private hospital.

How does the government identify PM-JAY beneficiaries?

Asked on 28-12-2018 by Aaradhya Mehra

Answered by NewsBytes

The beneficiary families are identified by the government based on the deprivation categories (D1, D2, D3, D4, D5, and D7) under the SECC (Socio-Economic Caste Census) database for rural areas and 11 occupational criteria for urban areas. In addition, RSBY (Rashtriya Swasthya Bima Yojana) beneficiaries in states where the scheme is active are also included.

Will the beneficiary get a cashless treatment?

Asked on 28-12-2018 by Trisha Khan

Answered by NewsBytes

Every eligible family will be allotted a unique PM-JAY identification number. Also, a beneficiary will be given an e-card at the time of hospitalization. All beneficiaries will have access to cashless and paperless access to healthcare under the scheme.

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