5 exclusive features of Paytm


29 Aug 2018

5 exclusive features that Paytm offers

Paytm was founded by Vijay Shekhar Sharma in August 2010; it is based out of Noida.

It started off as a digital wallet-based payments system and has familiarized us with digital wallet use and scanning QR codes.

However, of late, Paytm added its own e-commerce marketplace, started a payments bank, and launched investment schemes.

Here's a list of 5 exclusive features that Paytm offers.

Paytm Mall

Paytm Mall, shopping at your fingertips

Paytm Mall, shopping at your fingertips

Paytm Mall was launched to compete with other e-commerce giants namely Amazon and Flipkart. It offers a plethora of products at huge discounts and cashbacks which can be redeemed on subsequent purchases.

Goes without saying, Paytm Mall's festive and Sunday sales witness products being sold like hot cakes.

Payments Bank

Paytm Payment bank, your personal bank

Paytm Payments Bank asks users to complete KYC and lets them become account holders of India's youngest bank with no opening charges and no minimum balance requirements.

Paytm Payments Bank also offers 4% p.a. interest which is paid every month and a Rupay Platinum card with exciting offers across various brands like Pepperfry, Ferns N Petals, FabAlley, Medlife, BookMyShow etc.

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Paytm Gold

Paytm Gold, the perfect investment scheme

Paytm Gold, the perfect investment scheme

Investing in Gold Accumulation Plans is safe, yet profitable.

Paytm started one such service called Paytm Gold where users can spend as low as Re. 1 on gold purchases and they don't need to spend any money on hefty unreasonable customs duty, making or delivery charges.

Offered in association with MMTC - PAMP, Paytm Gold can even be sold/purchased on public holidays.

Paytm Forex

Paytm Forex, convert currency easily

Travelling abroad? Need foreign currency? Paytm delivers globally accepted Visa/Mastercard forex cards as well as cash at existing rates at your doorstep, making the process quite convenient.

Paytm also allows users the option to block current rates by paying 2% in advance, and rest of the amount through NEFT/RTGS later.

The capped limit for Forex cash is $3,000 or equivalent.

Food Wallet

Paytm Food wallet, meals for your employees

Paytm Food wallet, meals for your employees

Paytm Food Wallet is an initiative used by thousands of employers to provide tax free allowance to their employees.

The Food Wallet can be used in cafeterias, food stalls, grocery, restaurants or while ordering online food.

It removes the hassle of carrying physical vouchers or cards and also offers exciting discounts on movies, flights, events, etc. on first sign up.

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Paytm for Business

Paytm Gold

Paytm Mall





Ferns N Petals

Food Wallet

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