Best credit cards for online shopping in India

Business

21 Jan 2019

#FinancialBytes: Love shopping online? Here are 5 credit-cards for you

Credit cards have become an essential part of our financial lives and are one of the most widely-used cashless payment methods.

There are various types of credit cards but those that cater to people who love to shop online are gaining popularity. These cards offer reward points, exclusive discounts, deals, and cashbacks for online purchases.

Here are 5 best credit cards for online shopping.

#1

SBI SimplyCLICK Advantage Credit Card for online shopping lovers

SBI SimplyCLICK Advantage Credit Card for online shopping lovers

SBI SimplyCLICK Advantage Credit Card is one of the best options for those who love shopping online.

There's an annual fee of Rs. 499. Customers receive Rs. 500-worth Amazon gift-card as a welcome gift.

Cardholders earn 1 reward point for every Rs. 100 spent. For online transactions on Amazon, Cleartrip, Foodpanda, Lenskart, BookMyShow, UrbanClap, customers earn 10X points (5X points for other online spends).

#2

Neo Credit Card by Axis Bank

Axis Bank's Neo Credit Card is among the most popular cards for online shopping. It comes with a joining fee and annual fee of Rs. 250.

Benefits include gift vouchers from Amazon, Jabong, Myntra, and BookMyShow. Customers can earn 2 reward points for every Rs. 200 spent and enjoy 10% discount on online shopping (select websites)/recharges/movie tickets, 15% off on dining (Dining Delights), etc.

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#3

HDFC Bank's MoneyBack Credit Card is another good option

HDFC Bank's MoneyBack Credit Card is another good option

HDFC Bank's MoneyBack Credit Card is another good card for online shoppers; it offers good rewards for online transactions.

It has a joining fee of Rs. 500 and annual fee of Rs. 500. Cardholders can earn 4 reward points for every Rs. 150 spent online (2 points on other spends). Accumulated points can be redeemed as cashback. Customers can enjoy 1% fuel surcharge waiver.

#4

Coral American Express Credit Card by ICICI Bank

Coral American Express Credit Card is another preferred option for online shopping.

It comes with a joining fee and annual fee of Rs. 500 (from second year).

Cardholders can earn 2 PAYBACK points for Rs. 100 spent (except fuel) and enjoy 100% extra rewards (4 points) on online spends. Other benefits include 15% off on dining (Culinary Treats), free movie tickets, 1% fuel-surcharge waiver.

#5

With Citi Rewards card, users can get shopping vouchers, cashbacks

With Citi Rewards card, users can get shopping vouchers, cashbacks

With an annual fee of Rs. 1,000, Citi Rewards Credit Card is another good option to earn reward points redeemable for online shopping.

Customers receive 2,500 reward points on card activation. They earn 1 point for every Rs. 125 spent; 10X points for spends on apparel/department stores and select partners.

With lifetime validity, these points are redeemable for fuel, online/offline shopping, cashback, vouchers, etc.

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Most asked questions

Can you suggest credit cards with good rewards point programs?

How to save money using credit cards?

Are there any credit cards for people with no income?

What are some good travel credit cards for frequent fliers?

More questions

Can you suggest credit cards with good rewards point programs?

Asked 2019-01-21 20:42:43 by Amit Gavde

Answered by NewsBytes

Here are some credit cards offering good reward points and other benefits: Standard Chartered Platinum Rewards Credit Card, SBI SimplyCLICK Advantage Credit Card, YES FIRST Preferred Credit Card, HDFC Diners ClubMiles Credit Card, and Citi Rewards Credit Card.

How to save money using credit cards?

Asked 2019-01-21 20:42:43 by Divya Shah

Answered by NewsBytes

Credit cards can help you save money and earn rewards. Here's how: Avail discounts, deals, and cashback offers to save money using credit cards. Save on fuel purchases through fuel surcharge waivers or reward points. Avail travel offers, restaurant deals, and free movie tickets. Earn reward points for transactions and redeem them. Avail No-cost EMI and flexible EMI offers.

Are there any credit cards for people with no income?

Asked 2019-01-21 20:42:43 by Dhruv Nair

Answered by NewsBytes

In India, some banks issue credit cards to people with no income against fixed deposits and strong savings accounts. Some options include: Axis Bank Insta Easy Credit Card, SBI Card Unnati, ICICI Bank Instant Platinum Credit Card, and Kotak Mahindra Bank's Aqua Gold Credit Card.

What are some good travel credit cards for frequent fliers?

Asked 2019-01-21 20:42:43 by Muhammad Dutta

Answered by NewsBytes

Travel credit cards offer rewards, free flight tickets, coupons to frequent flyers. Here are 5 good options: (1) Jet Airways American Express Platinum Credit Card, (2) Citi PremierMiles Credit Card, (3) Air India SBI Signature Card, (4) American Express Platinum Travel Credit Card, and (5) JetPrivilege HDFC Bank World Credit Card.

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