Premium credit cards in India for rich people

Business

26 Jan 2019

#FinancialBytes: 5 credit cards in India that rich people use

Credit cards have become an essential part of our lives because of the convenience they offer. There are various types of credit cards that cater to different needs.

There are premium and ultra-premium credit cards available for people who are rich or high-salaried. Though these cards charge a substantial fee, they offer exclusive benefits and rewards.

Here are 5 credit cards for rich people.

#1

This HDFC card comes with minimum credit-limit of Rs. 8L

This HDFC card comes with minimum credit-limit of Rs. 8L

HDFC Infinia Credit Card is one of the most preferred premium credit cards in India. It comes with a minimum credit limit of Rs. 8 lakh and an annual fee of Rs. 10,000.

One of its most unique features is the "No Pre-set Spending Limit". Cardholders can enjoy travel benefits, unlimited lounge access, 3.3% reward rate, luxury/lifestyle benefits, fine dining experience, etc.

#2

Prestige Credit Card by Citi Bank

Citi Bank Prestige Credit Card is another popular credit card in India for the affluent. It has a Rs. 20,000 annual fee.

Customers can earn 1 reward point for every Rs. 100 spent (2X rewards overseas) and redeem the accumulated points for hotel loyalty programs and Airmiles. It offers high-level services, luxury travel upgrades, Taj Group and ITC Hotels vouchers, complimentary stays, etc.

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#3

The Axis Bank Reserve Credit Card

The Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card is a popular premium credit card offered by Axis Bank (on an invitation basis) with a joining fee of Rs. 30,000. Customers are also charged Rs. 30,000 as an annual fee.

Cardholders can enjoy luxury Taj Hotel vouchers, Club Marriott membership, concierge services, Club Vistara membership, unlimited airport lounge access, lifestyle vouchers from global brands, etc.

#4

The Private Card offered by Yes Bank

Yes Bank's Private Card is also among the ultra-premium credit card options (available by invitation).

It comes with a joining fee of Rs. 50,000 and renewal membership fee of Rs. 10,000.

It is useful for those who often travel overseas as it offers a ton of global privileges apart from international concierge services, private banking, travel benefits, lifestyle benefits, wellness offers, rewards, etc

#5

With Amex Platinum Charge Card, enjoy 'Do Anything' Platinum Concierge

With Amex Platinum Charge Card, enjoy 'Do Anything' Platinum Concierge

With a Rs. 60,000 annual fee, Amex Platinum Charge Card is another popular credit card for the affluent.

Cardholders enjoy "Do Anything" Platinum Concierge for assistance with locating/sourcing goods and services, personal arrangements, organizing events, dining reservations, etc.

Other benefits include Rs. 40,000-worth vouchers from Taj Hotels Palaces Resorts Safaris, 1 reward-point for every Rs. 40 spent, airline benefits, airport lounge access among others.

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Amex Platinum Charge Card

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