List of best cash back credit cards

Business

19 Apr 2019

#FinancialBytes: Best credit cards for earning cash back in India

Credit cards have become an essential part of our lives and are one of the widely-used cashless payment methods.

There are different types of credit cards that offer various kinds of benefits but choosing the right one can help save money. Cash back credit cards are becoming popular nowadays as cardholders can save while spending.

Here are some good cash back credit cards.

#1

The Citibank Cash Back Credit Card

The Citibank Cash Back Credit Card

The Citibank Cash Back Credit Card is a good option for earning cash back and rewards on all transactions.

Cardholders can earn 5% cash back on movie ticket purchases, telephone and utility bill payments and 0.5% cash back on all other spends.

Customers can also enjoy 15% savings across Citibank partner restaurants and hassle-free redemption of cash back in multiples of Rs. 500.

#2

MoneyBack Credit Card offered by HDFC Bank

HDFC Bank's MoneyBack Credit Card is another credit card that offers good cashback and rewards for transactions.

It has a joining fee of Rs. 500 and an annual fee of Rs. 500. Cardholders can earn 4 reward points for every Rs. 150 spent online (2 points on other spends). Accumulated points can be redeemed as cashback. Customers can enjoy 1% fuel surcharge waiver.

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#3

The Standard Chartered Manhattan Platinum Credit Card

The Standard Chartered Manhattan Platinum Credit Card

Standard Chartered Manhattan Platinum Credit Card is another good cashback. Cardholders can get 5% cashback on select transactions (at supermarkets).

They can also receive 3x rewards for all other spends. Customers can enjoy a host of offers and discounts across shopping, dining, travel, etc. and exclusive deals.

They can avail "Kuch Bhi on EMI" for transactions above Rs. 5,000 and Dial-a-Loan facility.

#4

HDFC Bank's Bharat Cashback Credit Card

HDFC Bharat Cashback Credit Card is one of the best credit card options for cashback on fuel purchases.

It comes with an annual fee of Rs. 500. While it doesn't provide any reward points on transactions, cardholders can enjoy 5% cashback benefits on fuel payments (capped at Rs. 150 per month) and 1% fuel surcharge waiver at any fuel station across the country.

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Most asked questions

What are some good travel credit cards for frequent fliers?

What are some credit card options for someone with no income?

How to save money using credit card?

What are some credit cards with good reward programs?

More questions

What are some good travel credit cards for frequent fliers?

Asked 2019-04-19 15:58:00 by Hansika Khan

Answered by NewsBytes

Travel credit cards offer rewards, free flight tickets, coupons to frequent flyers. Here are 5 good options: (1) Jet Airways American Express Platinum Credit Card, (2) Citi PremierMiles Credit Card, (3) Air India SBI Signature Card, (4) American Express Platinum Travel Credit Card, and (5) JetPrivilege HDFC Bank World Credit Card.

What are some credit card options for someone with no income?

Asked 2019-04-19 15:58:00 by Ankita Chattopadhyay

Answered by NewsBytes

In India, some banks issue credit cards to people with no income, even students, against fixed deposits and strong savings accounts. Some options include: Axis Bank Insta Easy Credit Card, SBI Card Unnati, ICICI Bank Instant Platinum Credit Card, and Kotak Mahindra Bank's Aqua Gold Credit Card.

How to save money using credit card?

Asked 2019-04-19 15:58:00 by Diya Venkatesan

Answered by NewsBytes

Credit cards can help you save money and earn rewards. Here's how: Avail discounts, deals, and cashback offers to save money using credit cards. Save on fuel purchases through fuel surcharge waivers or reward points. Avail travel offers, restaurant deals, and free movie tickets. Earn reward points for transactions and redeem them. Avail No-cost EMI and flexible EMI offers.

What are some credit cards with good reward programs?

Asked 2019-04-19 15:58:00 by Vibhore Singhal

Answered by NewsBytes

Here are some credit cards offering good reward points and other benefits: Standard Chartered Platinum Rewards Credit Card, SBI SimplyCLICK Advantage Credit Card, YES FIRST Preferred Credit Card, HDFC Diners ClubMiles Credit Card, and Citi Rewards Credit Card.

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