Written byRamya Patelkhana
Credit cards have become an essential part of our lives because of the convenience they offer. There are various types of credit cards that cater to different needs.
There are premium and ultra-premium credit cards available for people who are rich or high-salaried. Though these cards charge a substantial fee, they offer exclusive benefits and rewards.
Here are 5 credit cards for rich people.
One of its most unique features is the "No Pre-set Spending Limit". Cardholders can enjoy travel benefits, unlimited lounge access, 3.3% reward rate, luxury/lifestyle benefits, fine dining experience, etc.
Customers can earn 1 reward point for every Rs. 100 spent (2X rewards overseas) and redeem the accumulated points for hotel loyalty programs and Airmiles. It offers high-level services, luxury travel upgrades, Taj Group and ITC Hotels vouchers, complimentary stays, etc.
Axis Bank Reserve Credit Card is a popular premium credit card offered by Axis Bank (on an invitation basis) with a joining fee of Rs. 30,000. Customers are also charged Rs. 30,000 as an annual fee.
Cardholders can enjoy luxury Taj Hotel vouchers, Club Marriott membership, concierge services, Club Vistara membership, unlimited airport lounge access, lifestyle vouchers from global brands, etc.
Yes Bank's Private Card is also among the ultra-premium credit card options (available by invitation).
It comes with a joining fee of Rs. 50,000 and renewal membership fee of Rs. 10,000.
It is useful for those who often travel overseas as it offers a ton of global privileges apart from international concierge services, private banking, travel benefits, lifestyle benefits, wellness offers, rewards, etc
With a Rs. 60,000 annual fee, Amex Platinum Charge Card is another popular credit card for the affluent.
Cardholders enjoy "Do Anything" Platinum Concierge for assistance with locating/sourcing goods and services, personal arrangements, organizing events, dining reservations, etc.
Other benefits include Rs. 40,000-worth vouchers from Taj Hotels Palaces Resorts Safaris, 1 reward-point for every Rs. 40 spent, airline benefits, airport lounge access among others.
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