How unfair would it be to leave out a member of your family while buying a group insurance? Yes, that's what you'd be guilty of doing if you do not buy a pet insurance. It is important for covering huge medical expenses in case an illness or an accident strikes your furry mate. Here's what you need to do before buying a pet insurance. First thing you need to do before actually buying a pet insurance is to conduct a thorough research about what exactly your pet's medical requirements are. Then, find out the companies and plans that fulfill your needs the best. Consider consulting fellow pet parents for their advice. Also, make sure to read the terms and conditions of the policies that you will eventually shortlist. There are plenty of factors that go into buying the right insurance policy for your non-human friend. For starters, buy a policy while your pet is still young, to save some money. Also, note that since some pet breeds are more prone to illnesses\/accidents, their insurance costs might be on the higher side. Other factors like your locality may also affect the price. Just like any other sort of shopping - comparison is quite important while buying an insurance for your pet. So once you have done your research and narrowed down policies to pick from, start comparing. Take into account the coverage, cost, benefits, exclusions, terms and conditions of all the short-listed packages, and ultimately go for the one that best suits you and your mate.