ICICI Bank updates service charges
Heads up if you use ICICI Bank—starting July 1, 2025, the bank is tightening its free transaction limits and hiking fees on a bunch of services.
Here's what you need to know so you're not caught off guard.
ATM transactions at other banks will cost you more
You'll get five free financial ATM transactions per month at ICICI ATMs; after that, it's ₹23 each.
Non-financial ATM uses (like checking your balance) are still free at ICICI ATMs.
Using other banks' ATMs? Metro users get three free transactions a month; non-metro users get five.
Go over these and you'll pay ₹23 for financial and ₹8.50 for non-financial transactions.
International transactions are getting pricier
Taking out cash abroad will cost ₹125 plus a 3.5% currency conversion fee, and even just checking your balance at an international ATM is now ₹25.
At branches or cash recycler machines, only three free deposits or withdrawals are allowed monthly—after that it's a steep ₹150 per transaction.
Good news: senior citizens don't have to worry about these new charges.
IMPS transfers will now cost you more
IMPS transfers will now cost between ₹2.50-₹15 depending on the amount sent (up to ₹5 lakh).
Annual debit card fees remain unchanged—₹300 for most customers—but getting a replacement card will set you back another ₹300.
These changes reflect higher transaction costs rolling out from July onwards, so keep an eye on your usage!