Indian private credit funds lean into AI, EY survey shows
Indian private credit funds are leaning into AI to make smarter investment decisions, says EY's latest survey.
Right now, 67% use AI for tasks like data monitoring, while 11% said AI tools are already core to their origination and credit analysis processes.
Another 22% are testing out AI tools, showing that AI is gradually becoming a core part of how these funds work.
Most Indian funds seek >18% returns
Despite a tough global economy, India's private credit market is still growing in 2026. There's demand for financing big projects and mergers.
Most funds (67%) are chasing high returns above 18%, while the rest aim for solid but slightly lower gains.
Deployment activity is mixed (some funds are steady, others more cautious due to sector risks), but as AI adoption grows, it could deepen in origination, underwriting, and ongoing portfolio monitoring.