Moody's elevates Yes Bank's rating, outlook now stable

Business Jun 13, 2025

Moody's has bumped up Yes Bank's rating from Ba3 to Ba2, signaling the bank is showing signs of recovery after a challenging period. This move highlights that Yes Bank's finances are looking stronger, with more capital on hand and better protection against bad loans.

Bad loan ratio dropped from 13.9% in 2022 to 1.6%

Yes Bank seriously cleaned up its act: its bad loan ratio dropped from 13.9% in 2022 to just 1.6% by March 2025, and its core capital (CET1) rose to 13.5%. These improvements mean the bank is less risky and better prepared for future challenges.

A higher rating means more trust in Yes Bank

A higher rating means more trust in Yes Bank—good news if you're a customer or thinking about banking or investing there. It also shows how financial turnarounds can actually happen, even after big setbacks.