India's monthly SIP inflows hit record-high at ₹31,000cr in December
What's the story
The Association of Mutual Funds in India (AMFI) has reported a new record in monthly systematic investment plan (SIP) inflows for December 2025. The total SIP inflow for the month stood at ₹31,002 crore, a significant increase from November's ₹29,445 crore. This marks the highest-ever monthly SIP collection in India's mutual fund industry.
Market trends
Equity fund inflows moderate slightly in December
Despite the record SIP inflow, net inflows into equity-oriented mutual fund schemes saw a slight moderation in December. Equity funds recorded net inflows of ₹28,054 crore for the month, compared to ₹29,911 crore in November. Himanshu Srivastava from Morningstar Investment Research India observed that these flows indicate a phase of consolidation rather than a shift in investor sentiment amid intermittent market volatility.
Investor confidence
Steady SIP contributions support equity participation
Srivastava further noted that steady SIP contributions have continued to support overall equity participation. He observed some moderation in flows in mid-cap and small-cap categories after a strong run-up in valuations and market corrections. The expert said investors seem to be taking a more selective and disciplined approach, balancing return expectations with valuation comfort.