How to use 'No Cost EMI' on Flipkart app
What's the story
Buying expensive stuff hurts your wallet, but Flipkart's No Cost EMI option for Android users makes it a little less painful. You can break down that big price tag into manageable monthly bits without any extra charges. It's super easy, too. All you need is an eligible card and follow a few steps in the app.
Eligibility
Check your eligibility first
Before you go all out, ensure you have a valid payment method. You can avail the No Cost EMI option if you possess a Bajaj Finserv EMI Card or a credit card from specific banks like Kotak Mahindra Bank. In case you don't have a Bajaj Finserv EMI Card, head over to their website to check your eligibility and learn how to apply.
Product selection
Selecting your product
Launch the Flipkart app on your Android device and search for the product you want to purchase. To verify if it's eligible for "No Cost EMI," check for indications like "No Cost EMI on Bajaj Finserv Cards" or "No Cost EMI on Credit Cards" on the product page. This step confirms that your selected item qualifies for the benefit.
Checkout process
Completing your purchase
During checkout, choose "EMI" as your payment option. Select "Bajaj Finserv (No Cost EMI)" or an eligible credit card. Choose a tenure ranging from three to 12 months, provide card details, and complete OTP verification. The monthly installments will be auto-debited with no hidden charges. You can pre-close EMIs without additional charges. This facility is only available for specific brands and products.