Thinking about locking in your savings? As of October 2026, fixed deposit (FD) rates are all over the map.
Foreign banks like DBS offer 6% for less than a year, while Standard Chartered bumps it up to 6.6% if you go for one to two years.
In the public sector, Punjab & Sind Bank stands out with 6.9% for similar tenures.
Bandhan 7.45% DCB 7.5% FDs
Private banks are really stepping up: Bandhan Bank is offering 7.45% and DCB Bank goes even higher at 7.5% for medium-term FDs.
Before you pick, compare rates, check each bank's terms.