Thinking about buying your first home or just curious about loan options?
As of October 2026, big banks like SBI, HDFC, and Axis are offering floating home loan interest rates ranging from 7.50% to 13.45%.
These rates can make a real difference when planning your budget.
Banks offer competitive home loan rates
Bank of Baroda and Canara Bank have floating rates starting below 8%, which could help you save more in the long run.
Prefer fixed payments? Axis Bank's fixed rate goes up to 14%.
You'll also find competitive offers from ICICI Bank (7.80%+ floating, 8.90%-11.20% fixed), Kotak Mahindra Bank (7.60%+), and LIC Housing Finance Ltd (>=).
Comparing these options can help you pick what fits your plans best!