Zerodha launches India's 1st target date funds for 2036, 2041
Zerodha just rolled out India's first target-date life cycle funds: think of them as investment plans that automatically get more cautious as you get closer to your goal year.
There are two options: one for 2036 (10 years away) and another for 2041 (15 years).
The NFO is open until July 7, 2026, and the schemes will reopen for continuous sale and repurchase within five business days from the date of allotment.
Zerodha funds shift to safer assets
These funds start off investing more in equities and gradually shift toward safer assets like debt, gold, and silver as the target date approaches.
You only need ₹100 to get started, there's no lock-in period, and you can redeem or switch your money at maturity.
Zerodha says it's a way to help people line up their investments with big life goals, like saving for retirement or future studies, without having to constantly rebalance things yourself.