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Google Pay launches Flex, a UPI-linked credit card

Business

Google Pay just launched Flex, its new digital credit card with Axis Bank on the RuPay network.
You can use it right from the app, link it to your UPI for easy payments, and start earning instant rewards.
It's designed to make credit more accessible for millions of users and merchants.

What makes Flex stand out?

Every time you pay with Flex, you get instant "Stars" (₹1 each) that you can use on your next purchase.
Need flexibility? You can turn spends into six- or nine-month EMIs, track expenses, manage bills, and even block the card—all in-app.
There's no application fee; interest rates depend on your credit profile.

How does it stack up against others?

Flex is competing with cards from PhonePe, Paytm, Cred, and super.money—but none offer instant rewards, which is a departure from the standard industry practice.
If you're looking for a hassle-free way to earn perks while paying through UPI, Flex is worth checking out.