Retail investors are changing India's bond game

Business Dec 10, 2025

India's bond market isn't just for the big players anymore—regular people are jumping in, thanks to SEBI dropping the minimum investment for corporate bonds from ₹1 lakh to just ₹10,000.
With easier access through online platforms and RBI's Retail Direct Scheme, even folks in smaller cities are getting involved.

Why it matters now

Bond yields are looking pretty attractive (think 8-10%), outpacing fixed deposits and offering more stability during stock market ups and downs.
Retail investors have already made 1.2 million trades this year, boosting liquidity and price discovery.
According to CRISIL estimates, India's corporate bond market could more than double by 2030 amid rising retail participation.