UPI smashes records with 19 billion transactions in November

Business Nov 30, 2025

UPI just set a new record—over 19 billion transactions worth ₹24.58 lakh crore happened in November 2025, according to NPCI.
That's a massive 23% jump in usage and a solid 14% rise in value compared to last year, showing how central UPI has become for everyday payments across India.

How UPI is changing the way India pays

UPI's growth since 2021 has been huge, with transaction volume growing more than fourfold and value increasing over threefold in just five years.
Thanks to more people using smartphones, easy-to-use apps, and QR codes popping up everywhere, digital payments are now the norm for millions.
UPI isn't just making things faster—it's also making money transfers more accessible for everyone.