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Unified Payments Interface (UPI): News

UPI transactions in India: Average daily value crosses ₹90,440cr

Unified Payments Interface (UPI) transactions in India have witnessed a massive surge in 2025, according to a recent report by the State Bank of India (SBI).

UPI 3.0 to let your smart devices handle payments

The National Payments Corporation of India (NPCI) is working on a revolutionary upgrade to its Unified Payments Interface (UPI) system.

Starting October, UPI users can't request money from each other

The National Payments Corporation of India (NPCI) has announced that it will disable the peer-to-peer (P2P) "collect requests" feature in Unified Payments Interface (UPI) by October 1, 2025.

05 Aug 2025
Government of India

India's UPI just processed record 700M transactions in a day 

India's Unified Payments Interface (UPI) has hit a new milestone, processing over 707 million transactions in a single day on August 2.

UPI hits record 19.5B transactions worth ₹25L crore in July

The Unified Payments Interface (UPI) has achieved a major milestone by processing a record-breaking 19.47 billion transactions worth ₹25.08 lakh crore in July.

28 Jul 2025
United Kingdom

You can soon use UPI for payments in the UK

India and the United Kingdom have signed a free trade agreement (FTA) that will allow citizens of both countries to use each other's fast payment systems.

UPI will work differently from August 1: Here's what changes

From August 1, the National Payments Corporation of India (NPCI) is making some backend rule changes to how Unified Payments Interface (UPI) works.

27 Jul 2025
GST

No GST on UPI transactions above ₹2,000: Finance Ministry

The Ministry of Finance has confirmed that there are no plans to impose Goods and Services Tax (GST) on Unified Payments Interface (UPI) transactions over ₹2,000.

23 Jul 2025
Maldives

Modi to visit Maldives; UPI, ₹30B swap line on agenda 

Prime Minister Narendra Modi is set to embark on a two-day visit to the Maldives from July 25-26, at the invitation of President Mohamed Muizzu.

PayPal's new platform lets you use UPI for cross-border payments

PayPal is launching a new platform, PayPal World, to enable seamless cross-border transactions. The move is part of the company's strategy to expand its global footprint.

Soon, you can withdraw approved loan funds via UPI apps

The National Payments Corporation of India (NPCI) has announced new rules for utilizing pre-sanctioned credit lines on Unified Payments Interface (UPI).

17 Jul 2025
GST

After Karnataka, more states seek merchant data from UPI apps

Following Karnataka, four other Indian states, Andhra Pradesh, Uttar Pradesh, Tamil Nadu, and Gujarat, have sought annual turnover data from Unified Payments Interface (UPI) apps and payment aggregators.

15 Jul 2025
PhonePe

PhonePe ropes in ex-Meta India policy chief Shivnath Thukral

Walmart-owned digital payments platform PhonePe has appointed Shivnath Thukral as its new Vice President for Public Policy and Government Affairs.

14 Jul 2025
GST

Why some shops are refusing UPI payments in Karnataka

The Karnataka Commercial Tax Department's recent move to issue demand notices to traders over Goods and Services Tax (GST) evasion has created a stir.

New UPI rule speeds up your refunds starting tomorrow

From July 15, the National Payments Corporation of India(NPCI) will implement new chargeback rules for Unified Payments Interface (UPI) transactions.

11 Jul 2025
Business

India leads globally for fast digital payments, thanks to UPI

India has been recognized as the world leader in fast retail digital payments, thanks to the phenomenal growth of Unified Payments Interface (UPI).

07 Jul 2025
Business

UAE-based Indians can now use UPI with international numbers

Indian expats in the UAE can now use the Unified Payments Interface (UPI) with their international mobile numbers.

30 Jun 2025
Business

This new UPI credit card offers 3% rewards, no-cost EMIs

Fintech company Slice has launched a new Unified Payments Interface (UPI)-based credit card, the "Slice Super Card."

28 Jun 2025
Karnataka

Post offices in India to accept digital payments from August

Post offices across India will begin accepting digital payments at their counters in August, after the successful integration of a new application into their IT system.

EPFO members may soon withdraw EPF funds via ATM, UPI

The Employees' Provident Fund Organization (EPFO) is working on a plan to allow its members to withdraw their Employees' Provident Fund (EPF) money directly through ATMs or Unified Payments Interface (UPI).

26 Jun 2025
PhonePe

PhonePe enters co-branded credit card space with HDFC Bank

In a strategic move, PhonePe and HDFC Bank have launched the 'PhonePe HDFC Bank Co-branded Credit Card' on the RuPay network.

25 Jun 2025
PhonePe

How to use RuPay credit card for UPI payments

RuPay credit cards have been integrated into the Unified Payments Interface (UPI) system.

NPCI modifies UPI chargeback rules: What changes for you?

The National Payments Corporation of India (NPCI) has simplified the Unified Payments Interface (UPI) chargeback rules.

UPI gets faster! Your payments will now complete in seconds

The Unified Payments Interface (UPI), India's revolutionary digital payment system, is set to get faster from today.

16 Jun 2025
Narendra Modi

Cyprus may be next to accept UPI payments

Prime Minister Narendra Modi has announced that discussions are underway to include Cyprus in India's Unified Payments Interface (UPI) network.

No fee on UPI transactions, Finance Ministry calls rumors misleading

India's Ministry of Finance has dismissed rumors of the Merchant Discount Rate (MDR) being imposed on Unified Payments Interface (UPI) transactions.

12 Jun 2025
Paytm

Paytm shares plunge 10% as government denies MDR on UPI

Shares of One97 Communications, the parent company of digital payments platform Paytm, fell by as much as 10% on Thursday.

SEBI's latest tool will protect investors from financial fraud

The Securities and Exchange Board of India (SEBI) has announced a new Unified Payments Interface (UPI) verification mechanism, 'SEBI Check,' to enhance investor security in capital market transactions.

11 Jun 2025
Indian Government

Your UPI payments in India may soon attract a fee

The Indian government is considering the imposition of Merchant Discount Rate (MDR) on large-ticket Unified Payments Interface (UPI) transactions.

09 Jun 2025
Paytm

Paytm now lets you create personalized UPI IDs: Here's how

Paytm, a leading player in digital payments and financial services, has launched a new feature to create personalized Unified Payments Interface (UPI) IDs.

PhonePe launches UPI services for feature phone users in India

Fintech giant PhonePe has announced its plan to offer Unified Payments Interface (UPI)-based payments for feature phone users.

05 Jun 2025
Reserve Bank Of India (RBI)

Government mulls MDR on UPI transactions: Who does it affect?

The Indian government is considering the introduction of Merchant Discount Rate (MDR) fees on Unified Payments Interface (UPI) transactions, especially for large merchants.

History-in-the-making: UPI to overtake Visa's daily transaction volume soon

India's Unified Payments Interface (UPI) is on the verge of overtaking payments giant Visa in terms of daily transaction volume. This would make UPI the world's biggest retail interbank payment settlement platform.

29 May 2025
India

Digital payments in India surge 35%, UPI leads growth

India's digital payment ecosystem has witnessed a massive boom in the fiscal year 2024-25, according to the Reserve Bank of India (RBI)'s FY25 annual report.

New UPI rules from August: 50 balance checks/day, timed autopay

The National Payments Corporation of India (NPCI) has announced new rules for Unified Payments Interface (UPI) transactions, effective August 1, 2025.

26 May 2025
PhonePe

You can soon use this PhonePe-rival to make UPI payments

Fibe, a TPG-backed fintech company, is gearing up to launch its own Unified Payments Interface (UPI) services app in the next three months.

19 May 2025
Indian Government

UPI users may receive instant discount on every purchase

The Indian government is reportedly considering a new initiative to make Unified Payments Interface (UPI) transactions more appealing by offering direct discounts to consumers.

13 May 2025
PhonePe

PhonePe on Android: How to do instant fund transfers

PhonePe offer a seamless way to send money instantly.

12 May 2025
Paytm

UPI goes down: PhonePe, GPay users unable to make payments

A widespread outage has disrupted Unified Payments Interface (UPI) transactions across India.

29 Apr 2025
Paytm

For Android users: How to set up UPI on Paytm

The Unified Payments Interface (UPI) has transformed the way we transact digitally in India, providing an effortless and instant payment experience.

19 Apr 2025
GST

Is GST applicable on UPI payments over ₹2,000—Check government's response

The Indian government has denied recent rumors of levying Goods and Services Tax (GST) on Unified Payments Interface (UPI) transactions above ₹2,000.

15 Apr 2025
PhonePe

PhonePe now lets you share UPI account: Here's how

PhonePe has finally adopted NPCI's new feature, UPI Circle, to simplify digital payments.

12 Apr 2025
PhonePe

UPI down: Google Pay, PhonePe users unable to make payments

The Unified Payments Interface (UPI), India's most popular digital payment system, is facing a major service disruption at the moment.

NPCI can now change UPI limits for large payments

The Reserve Bank of India (RBI) has given the National Payments Corporation of India(NPCI) the power to revise transaction limits for Unified Payments Interface (UPI) payments from people to merchants.

New UPI rules from April 1: What changes for you

The National Payments Corporation of India (NPCI) has announced new regulations for Unified Payments Interface (UPI) transactions.

UPI down: Millions unable to pay via GPay, Paytm, PhonePe

Users across India are facing disruptions in Unified Payments Interface (UPI) transactions, with payment failures being reported on Google Pay, Paytm, PhonePe, and other banking apps.