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Why wedding insurance is suddenly a big deal for Indian weddings

Business

Big, fancy weddings are on the rise in India, with budgets now averaging ₹30-35 lakh and luxury events crossing ₹1 crore.
Because so much money (and planning) is at stake, more couples—especially in cities and NRIs—are opting for wedding insurance to protect their big day from unexpected disasters.

What does wedding insurance actually cover?

It's not just about rain ruining your photos.
Wedding insurance can help if you have to cancel due to bad weather, vendor no-shows, medical emergencies, venue damage, or even stolen jewelry.
With destination and multi-day weddings getting more complex (and expensive), this safety net is becoming a must-have.

How much does it cost?

You're looking at about 0.2-0.4% of your total budget for coverage—so around ₹6,000-14,000 on a ₹35L event.
If something goes wrong, claims usually get sorted within 7 to 30 days.
For anyone investing serious cash into their celebration, it's peace of mind that feels pretty worth it.