How to avail discounts, cashbacks on online train ticket bookings
In what comes as good news to Indian Railways passengers, various online e-wallet service providers like Paytm and PhonePe are offering attractive discounts and cashback offers for booking railway tickets online, this festive season. The discounts can be availed for bookings done through IRCTC website or app, or these mobile wallet applications. Here's how you can avail all these discounts and cashback offers.
List of the various e-wallets for booking train tickets online
The various digital wallet platforms that can be used to book train tickets online are MobiKwik, Paytm, PhonePe, and BHIM/UPI app. All these offer attractive cashback deals on train ticket bookings done through them.
Cashback offers from MobiKwik and PhonePe
E-wallet service provider, MobiKwik is offering a Supercash of 10% on total train ticket booking amount, for making online booking payments through their platform. On the other hand, home grown e-commerce giant Flipkart's very own e-wallet service, PhonePe has come up with upto Rs. 100 cashback on online train ticket bookings, by offering Rs. 50 off on first two transactions by the passengers.
Cashback and discounts offered by Paytm and BHIM/UPI app
For online train ticket bookings done through Paytm, passengers will receive cashbook worth Rs. 100. Additionally, one can also use BHIM/UPI app for making payment for train ticket bookings. The platform offers a 5% discount (subject to a maximum of Rs. 50) on transactions done through it. Furthermore, the BHIM/UPI payment app is also available as a payment option at offline railway counters.
Discounts offered on payments through the IRCTC SBI card
Holders of IRCTC SBI (State Bank of India) card can avail upto 10% value back on train ticket bookings for AC1, AC11, and CC train classes. Further, the card allows users to save upto 1.8 percent for each ticket booking transaction.
How to avail these offers while booking train tickets online?
First off, log on to the IRCTC e-ticketing website. Click on 'Login' link, and enter your username and password to log into your account. Fill in the journey details. Enter the required Captcha code, and proceed to payment. Choose your desired payment option (ie. Paytm, MobiKwik, PhonePe etc) and complete the transaction. After successful payment, the cashback will be credited to your e-wallet account.