Apple launches iPhone theft protection plan: Can users fake claims?
What's the story
Apple's newly launched iPhone Theft and Loss protection plan, starting at ₹799 in India, is meant to provide users with peace of mind in case their device goes missing or gets stolen. However, some people might wonder if they could use this plan by hiding their phone and filing a false claim for a replacement. The short answer is no, as Apple has put several measures in place to prevent such misuse.
Security measures
Apple's safeguards against fraudulent claims
The Theft and Loss plan mandates that Find My iPhone is enabled when the device is lost and during the entire claims process. This feature helps Apple track the phone's location. If someone tries to hide their device at home, it can be detected by Find My iPhone, which shows if the phone is still active, online, or hasn't moved.
Verification process
Claim verification and additional requirements
Apple also requires the phone to be marked as lost in the Find My app. The company keeps an eye on location history and activity, so if the phone stays in one place or suddenly comes online during the claims process, it could lead to a claim rejection. Apple and its insurance partners may also ask for extra verification like proof of theft or a police report if something seems off.
Cost considerations
Deductibles and incident limits in Apple's plan
Another factor deterring fraud is the deductible charged for each incident. Even if someone tries to fake a claim, they have to pay a hefty fee for a replacement. Plus, the plan only covers two incidents per year, which further reduces any potential benefit from trying to commit fraud.
Risk factors
Blacklisting and potential consequences for fraudulent activity
Once a replacement claim is approved, the original device's serial number gets blacklisted. If the hidden device connects to the internet, Apple can detect it. This could lead to loss of coverage or other penalties for the user. So, while faking an iPhone theft claim may seem like a way to get a free new phone, Apple's protections make it nearly impossible to succeed in such attempts.