Federal Bank's Q2 profit down 10% YoY to ₹955cr

Business Oct 18, 2025

Federal Bank just posted a 9.6% drop in standalone net profit for July-September 2025, landing at ₹955 crore.
Even with profits down, the bank's total income actually grew by nearly 4% compared to last year, reaching ₹7,824 crore.

Other highlights from the bank's performance

On the bright side, Federal Bank kept its asset quality steady—bad loans (gross NPAs) dropped slightly to 2.66%, and net NPAs improved too.
The bank's capital adequacy ratio stayed solid at 16.66%. Loans jumped by 19% year-on-year to ₹1.53 lakh crore, and deposits rose by 14% to ₹1.85 lakh crore with a CASA ratio of 35%.

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