NPS now lets you withdraw up to 60% in phases

Business Dec 01, 2025

The National Pension System (NPS) just got more flexible.
Instead of taking out your retirement savings all at once, you can now withdraw up to 60% of your corpus in parts any time until age 75.
This means better control over your money and easier tax planning as you move through different life stages.

What else to know

These updates are handy whether you're just starting out or nearing retirement, since they let you shape your savings around real-life needs.
The rule that 40% of your NPS must go into an annuity for steady post-retirement income still stands.
You can also take out up to 25% of what you've contributed after three years for essentials like education or medical bills—so there's some flexibility built in if life throws a curveball.