Business • Jul 03, 2025

RBI unveils comprehensive legal digital lending apps list

The Reserve Bank of India (RBI) has made it easier to spot safe loan apps by publishing a public list of nearly 1,600 digital lending apps (DLAs) that are officially linked to regulated lenders.
Big names like Google Pay, BharatPe, LendingKart, Navi, Paytm, and PhonePe made the cut—so you can double-check before borrowing.

TL;DR

Why this list matters for borrowers

With so many sketchy loan apps out there, this move is all about keeping things transparent and protecting users from scams.
The list will update automatically as new apps get approved—no extra hoops or delays.
Plus, app stores now only allow RBI-approved lending apps in India.
It's a step toward making borrowing safer and less stressful for everyone online.