SIP contributions hit all-time high of ₹28,464cr in July
What's the story
The Association of Mutual Funds in India (AMFI) has reported that systematic investment plan (SIP) contributions have reached an all-time high of ₹28,464 crore in July 2025. This is the second consecutive month of record flows after June's impressive figure of over ₹27,000 crore. The spike in SIP inflows coincides with a wider surge in mutual fund investments across the country.
Investment surge
Record net inflows for equity-oriented mutual funds
Equity-oriented mutual funds have also witnessed a major jump in investments, with record net inflows of ₹42,672 crore in July. This is a huge jump from June's ₹23,568 crore. The increase is backed by strong New Fund Offer (NFO) collections of ₹30,416 crore from 30 schemes—the highest monthly mobilization ever recorded.
Market trends
Mid- and small-cap funds attract more investments
Investor interest has shifted toward mid- and small-cap categories, with inflows of ₹5,182.5 crore and ₹6,484.4 crore, respectively. This is in stark contrast to large-cap funds that saw inflows of just ₹2,125 crore. Multi-asset allocation funds (MAAFs) also saw record inflows of nearly ₹6,200 crore as investors sought diversification amid market volatility.
Fund performance
Sectoral/thematic funds lead among equity categories
Among equity categories, sectoral/thematic funds led with ₹9,426 crore in net inflows. This was aided by seven new scheme launches that mobilized ₹7,404 crore. Flexi-cap funds followed closely with ₹7,654 crore while large & mid-cap funds attracted ₹5,035 crore. However, ELSS funds were the only equity category to see net outflows at ₹368 crore.