UPI handled 19.63 billion transactions in September: NPCI

Business Oct 14, 2025

In September 2024, UPI handled 19.63 billion transactions—slightly less than August's 20.01 billion—but the total money moved actually went up a bit to ₹24.90 lakh crore, according to NPCI data.

Market share of apps

PhonePe is still on top, handling nearly half (45.6%) of all UPI payments, with Google Pay close behind at 34.8% and Paytm at 7.1%.
Groceries and supermarkets were the most popular places to use UPI, racking up over ₹66,000 crore in payments last month.

Year-on-year growth

Even with this month's small dip, UPI is still booming compared to last year: transaction volume jumped by 31%, and value rose by 21%.
On average, people made about 654 million transactions a day in September—worth nearly ₹83,000 crore daily!