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BharatPe and YES BANK roll out 'Pay Later' on UPI

Business

BharatPe and YES BANK have teamed up to launch "Pay Later with BharatPe," letting you get instant credit right from the BharatPe app.
The goal? Make it easier for everyone—especially small merchants and first-time borrowers—to access credit for shopping, bill payments, or even just scanning a QR code.

Quick approvals, flexible payback

No paperwork hassles here: you can get approved instantly.
Enjoy up to 45 days of interest-free credit, with the option to repay in full or split your bill into easy EMIs (3-12 months).
Plus, every transaction earns you Zillion Coins that can be swapped for vouchers or used to pay utility bills.

Pushing for wider financial access

This move is part of BharatPe's bigger push to make credit more accessible in India.
By partnering with YES BANK's digital onboarding tools and leveraging its own NBFC status, BharatPe aims to reach people who've never had formal credit before—making money matters a bit simpler for all.