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Jul 01, 2025
Credila Financial Services plans ₹5,000 crore IPO
Credila Financial Services, backed by HDFC, is planning a ₹5,000 crore IPO to ramp up its overseas education loan business.
The offering will include fresh shares worth ₹3,000 crore and an additional ₹2,000 crore from existing stakeholders like Kopvoorn B.V. and HDFC Bank cashing out part of their holdings.
TL;DR
Credila dominates India's overseas education loan market
Credila has become a big name for students heading abroad—over 94% of its loans go to those studying in countries like the US, UK, and Canada.
The company's loan book has grown fast (65% CAGR in the last two years), but it does face some risks with so much focus on just a few countries.
Still, if you're dreaming of studying overseas, Credila's expansion could mean more funding options ahead.