Business • Jun 24, 2025

EPFO members to access EPF funds via ATMs, UPI

Big update coming: Starting June 2025, EPFO members can instantly withdraw up to ₹1 lakh from their provident fund using UPI or ATMs—no more waiting days for claims to process.
This move, cleared by the National Payments Corporation of India, aims to make getting your own money quick and hassle-free.

TL;DR

How will EPFO 3.0 work?

EPFO 3.0 will let you check your PF balance on UPI apps and transfer funds straight to your bank account in emergencies—think medical bills or last-minute expenses.
By automating claim settlements and cutting paperwork, the upgrade is set to help over 7 crore people access their savings when they actually need it, making PF feel a lot more like a modern bank account.