#FinancialBytes: Popular personalized credit card options available in India
Credit cards are among the most widely-used cashless payment methods because of the convenience they offer. However, credit cards are no more just some plastic cards with a bank logo, customer name, and other details. Nowadays, several banks are offering customers the option to personalize and design the look of their card or its benefits too. Here are some personalized credit cards in India.
ICICI Bank's Expressions Credit Card is one of the most popular personalized credit card options. It comes with a Rs. 499 joining fee and Rs. 499 annual fee. Cardholders can enjoy various benefits, including 3 PAYBACK Points for every Rs. 100 spent, Rs. 100 discount on two movie tickets a month on BookMyShow, domestic airport lounge access, 15% off on dining (Culinary Treats), etc.
Axis Bank's My Choice Credit Card is a good personalized credit card. It comes with Rs. 250 joining/annual fee and Rs. 150 image card fee. Cardholders can customize the card's look and also select its features/benefits (cashback) as per their spending and saving habits. Customers can enjoy a 15% discount with Dining Delights, 5% cashback (categories chosen by cardholder), eDGE Rewards, easy EMIs, etc.
Kotak Mahindra Bank's Wealth Management Infinite Credit Card is an "invite-only" personalized credit card with zero joining or annual charges. The card offers a wide range of benefits and privileges, including a personalized card, minimum credit limit of Rs. 10 lakh, access to international events, 24 free PVR movie tickets a year, airport lounge access, fuel and railway surcharge waivers, golf privileges, etc.
Bank of India also offers some personalized credit card options to its customers. The bank offers credit cards like Master EMV Credit Card, Platinum Credit Card (Master Card), and Platinum Credit Card (VISA) that are personalized ones too.