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L&T Finance's profit grows to ₹701cr, focuses on sustainable growth
L&T Finance just reported a net profit of ₹701 crore for April-June 2025—a modest 2% bump from last year.
The company's total loan book also jumped 15% to over ₹1.02 lakh crore, even though its net interest margin dipped slightly compared to last year.
'Project Cyclops' credit engine aids decision-making
CEO Sudipta Roy highlighted how L&T Finance is leaning into tech and smarter risk decisions to keep growing sustainably.
Their AI-powered 'Project Cyclops' credit engine is now helping out not just in two-wheeler loans but also farm and SME finance, while gold loans are seeing solid growth too.
Roy says the focus is on "sustainable growth" through careful business calls and strong collections across all segments.