PSBs report ₹93,000 crore profit in H1 2025

Business Nov 12, 2025

India's public sector banks are having a strong year—they've pulled in over ₹93,000 crore profit between April and September 2025, which is almost 10% higher than last year.
The Finance Ministry shared this update after a recent review meeting that also touched on keeping up the momentum for lending to small businesses and farmers.

AI in banking services and new tools like BAANKNET

At the meeting, banks were encouraged to step up their risk management and digital security game.
There's also a push for using AI in banking services and new tools like BAANKNET to make loan recovery smoother.
Plus, with fresh initiatives like startup loans through Jan Samarth Portal and the PSB Manthan 2025 roadmap, public banks are gearing up to play an even bigger role in India's growth story.