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Business Jun 25, 2025

RBI shifts policy, drains excess cash

The Reserve Bank of India (RBI) is set to withdraw ₹1 lakh crore from the banking system through a special seven-day reverse repo auction on June 27.
This is the first time since last November that RBI is using this tool, aiming to soak up extra cash after months of pumping money into banks.

TL;DR

RBI aims to nudge short-term interest rates back into target range

By pulling back surplus funds, RBI wants to nudge short-term interest rates back into its target range and keep the money market running smoothly.
Expect short-term yields to tick up a bit—basically undoing recent drops caused by global calm and all that extra liquidity.

RBI has added over ₹9.5L crore into banks since January

Since January, RBI has added over ₹9.5 lakh crore into banks to ease tightness.
Now, it's switching gears—this move helps keep monetary policy effective and ensures interest rates don't drift off course.