RBI's 2025 banking shake-up: What's new and why it matters
Big changes are here for Indian banks. The RBI has rolled out 80+ reforms this year, aiming to make banking smoother and more modern.
They've slashed red tape by merging thousands of old rules, overhauled KYC (so onboarding might get easier), and set clearer limits on gold loans.
Plus, new guidelines mean digital lending is getting more transparent, and borrowing from abroad just got simpler for big projects.
Why should you care?
These moves could seriously boost access to loans—especially for MSMEs, small businesses, and people in underserved areas.
With restored risk weights for NBFCs and microfinance lenders, plus relaxed rules for small finance banks, getting credit might be less of a hassle.
The repo rate cut means cheaper loans could be on the way too.
All this is aimed at keeping India's economy growing strong while making the whole banking experience a lot friendlier for everyone—especially if you're just starting out or building something new.