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Business Jul 02, 2025

Rising equity investments among Indian households

More and more Indian families are putting their money into stocks instead of just parking it in bank deposits, says the Reserve Bank of India.
Since FY20, the share of household savings going into equities has more than doubled.
By May 2025, demat accounts hit a record 20 crore—thanks to a growing middle class and easy access through new tech.

TL;DR

More than 3.7 crore new demat accounts in FY24

FY24 saw over 3.7 crore new demat accounts opened, averaging more than 30 lakh every month!
This wave of young and first-time investors helped push India to become the world's fifth-largest equity market.
The RBI points out that rising incomes and better financial know-how are giving people more confidence to invest beyond traditional options.