Siblings, live-in partners now included in single health insurance plans
Big update: Health insurance in India just got more flexible!
Now, siblings and live-in partners can be covered under the same policy—not just spouses or parents.
This change makes it easier for people sharing a home or responsibilities to look out for each other, reflecting how families are evolving today.
Why this matters and what stays the same
Siddharth Singhal, Head of Health Insurance at Policybazaar, called it "one of the most progressive updates in the sector in recent times," with major insurers like Aditya Birla Health Insurance (ABHI) and ICICI Lombard already on board.
The basic rules—like what's covered, waiting periods, and exclusions—aren't changing.
This shift mainly helps folks in cities where family setups are less traditional, making health coverage more practical for modern life.