AU Small Finance Bank posts 37% rise to ₹796cr profit

Business Jul 25, 2026

AU Small Finance Bank kicked off FY2027 with a strong start, posting a 37% jump in net profit to ₹796 crore for the April-June quarter.

This boost came from a solid 32% rise in net interest income and a decline in provisions, even though other income dipped by 15%.

Loans 23% deposits 24% NIM 5.9%

The bank's loan book grew 23% year-over-year to ₹1,44,250 crore, and deposits climbed 24% to ₹1,57,727 crore, showing steady momentum on both fronts.

Net interest margin ticked up to 5.9%, while bad loans dropped, with gross NPAs now at just 2.10%.

Plus, Yogesh Jain stepped in as Deputy CEO on July 25, adding fresh leadership to the mix.