EPFO confirms EPF balances earn interest until age 58
Good news if you've ever wondered about your EPF savings after quitting a job: EPFO just confirmed that your EPF account keeps earning interest until you turn 58, even if you stop contributing.
This update, shared on September 4, 2026, aims to clear up all the confusion around when your money stops growing.
EPF inoperative scenarios and family claims
Your EPF account only becomes "inoperative" in specific cases, like no deposits for three years after retirement, moving abroad for good, or the account holder's passing.
Even then, the money can still be claimed by you or your family.
If you switch jobs and your new employer is under EPF, your Universal Account Number (UAN) stays active so balances transfer smoothly.
Also worth noting: interest rules for EPF are different from those for the Employees's Pension Scheme (EPS), which has its own criteria.