Home loan rates Oct 30, 2026: floating and fixed
Thinking about buying a home or just curious about current loan rates? As of October 30, 2026, there are plenty of options out there.
SBI's floating home loan rates now start at 7.50% and go up to 8.80%.
Axis Bank is offering floating rates between 8% and 9.10%.
If you're looking at housing finance companies, Tata Capital kicks off at 8%, while Piramal Finance starts higher.
Fixed home loan rates 8.90%-14%
Prefer the stability of fixed interest?
Axis Bank has a fixed rate set at a steep 14%.
LIC Housing Finance Ltd offers fixed rates of 10%-10.25%.
Other banks like Bank of Baroda (9.15% to 10.20%) and ICICI Bank (8.90% to 11.20%) have their own ranges;
just keep in mind some fixed rates might switch to floating later on, so it's good to check the fine print before you sign anything!