Punjab & Sind Bank's loans cross ₹1 lakh crore mark

Business Oct 05, 2025

Punjab & Sind Bank just posted a solid 16.1% rise in loans for the July-September 2024 quarter, taking total loans to ₹1.05 lakh crore.
The bank's overall business also grew by 12.2% year-on-year, reaching ₹2.41 lakh crore—steady progress on both lending and deposits.

Deposits up by 9.4%

Deposits climbed 9.4% to ₹1.35 lakh crore, while the CASA ratio held steady at about 30%.
The credit-to-deposit ratio improved too, now at nearly 78%, meaning the bank is putting more of its deposits to work through lending.

Net profit soars, bad loans drop

Plus, bad loans (NPAs) dropped further—gross NPAs are down to 3.34%, net NPAs at just 0.91%.
It looks like their risk management game is on point as they keep growing.