RBI keeps repo rate unchanged at 5.25%
On February 6, 2026, the Reserve Bank of India (RBI) decided not to change its key lending rate, keeping it at 5.25%.
After several cuts last year, RBI Governor Sanjay Malhotra said this move fits the current economic climate and shows India is handling inflation better than before.
Inflation forecast
Inflation is estimated at around 3.2% for the fourth quarter of FY26 and around 4% in FY27.
They're holding off on full-year forecasts for FY27 until new GDP and price data come out soon.
Core inflation is mostly steady, except for some swings in precious metals.
Consumer protection measures
By keeping rates steady, the RBI is signaling confidence in India's growth and stability—especially after a recent trade deal with the US gave them more flexibility.
Plus, they're boosting consumer protection with things like ₹25,000 fraud compensation and tighter payment security, showing they care about everyday people's financial safety.