SIP inflows double in 3 years as equity investing stays popular

Business Jan 06, 2026

SIP (Systematic Investment Plan) inflows have doubled since FY23, hitting ₹28,202 crore a month in FY26.
Even with tough market conditions, investors are sticking to steady investing through SIPs.

Why does this matter?

Despite market volatility in 2025, regular investing can work out well even when the market isn't at its best.

What's behind the surge?

SIPs now make up over 20% of mutual fund assets and are becoming the go-to way for people to invest.
By November 2025, SIP assets reached ₹16.53 trillion—more than double what they were three years ago—even as foreign investors pulled money out.
Systematic investing is clearly winning over lump-sum bets right now.