UPI transaction limits revised for payments to verified merchants
Starting today, the National Payments Corporation of India (NPCI) has raised UPI transaction limits for person-to-merchant (P2M) payments.
Now, you can pay up to ₹10 lakh in a day for select categories—great news if you're making big purchases or handling business expenses.
The daily cap for person-to-person (P2P) transfers stays at ₹1 lakh.
Changes apply only to payments made to verified merchants
These higher limits mainly help sectors like capital markets, insurance, government e-Marketplace, travel bookings, loan repayments, and EMI collections.
For example, payments in capital markets and insurance can go up to ₹5 lakh per transaction (₹10 lakh daily), while credit card bill payments are now capped at ₹6 lakh per day.
Just a heads-up: these changes apply only when you're paying verified merchants—so your transactions stay secure and smooth.