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    Farmers demand crop insurance as losses mount
                                India
                                 
                                
                            
                        Massive floods hit Punjab this monsoon, flooding over 4 lakh acres in 23 districts and ruining key crops like paddy, wheat, and cotton. 
 The state declared the area flood-hit and promised ₹20,000 per acre in compensation—but many farmers say their actual losses are much higher due to waterlogging and late sowing.
Insurance only covers big block-level damage
Farmers report losing up to ₹70,000 per acre—way above what they'll get from the government. 
 They're now demanding a proper crop insurance scheme with government support so future disasters don't leave them stranded. 
 Right now, insurance only covers big block-level damage, not individual losses—leaving most farmers out in the cold when extreme weather hits.