Health insurance now covers LGBTQ partners, in-laws, and more

Business Nov 24, 2025

Health insurance just got a lot more inclusive—plans can now cover LGBTQ partners, in-laws, nieces, nephews, and other dependents under one policy.
This update applies to individual and family floater plans, but the exact relationships you can add (and how many adults) depends on your insurer.

What to know before signing up

Not every insurer covers all these new relationships—some are more flexible than others.
Coverage details and premiums can vary a lot between plans.
It's worth double-checking your policy documents or asking your provider what's included so there are no surprises later on.
Plus, you might be able to claim tax benefits on eligible premiums under Section 80D.