How India's fraud risk indicator is saving you from scams
India's new fraud-busting tool, the Fraud Risk Indicator (FRI), has already prevented potential losses of nearly ₹400 crore in digital payment scams since launching in May 2025.
Built by the Department of Telecommunications, FRI flags risky mobile numbers using real-time data—helping banks and apps spot shady transactions before money is lost.
FRI is now working behind the scenes
If you use UPI apps like Paytm or Google Pay, FRI is now quietly working behind the scenes to keep your money safer.
Banks and payment apps are integrating FRI—so high-risk payments get stopped instantly, and sketchy ones get flagged for extra checks.
As digital payments grow and scams get smarter, FRI's proactive approach means less stress about getting duped online.
Building trust in digital payments
FRI isn't just about stopping fraud—it's helping build trust in India's digital payment scene.
By connecting telecom and banking data, it gives both users and financial institutions a much-needed safety net as everything moves online.