ICICI Bank to introduce new credit card rewards, fees in 2026
ICICI Bank is rolling out a bunch of changes to its credit cards from January 15 and February 1, 2026.
Expect new spending limits, updated entertainment perks, and higher fees for add-on cards and cash payments—so if you use these cards often, it's worth paying attention.
What's changing for cardholders?
Big spends on transport (over ₹50,000) will now get hit with a 1% fee.
The popular BookMyShow buy-one-get-one movie offer isn't free anymore—you'll need to spend at least ₹25,000 each quarter to unlock it.
HPCL Super Saver cards can earn points on insurance spends up to ₹40,000 per month.
New fees you should know about
Add-on Emeralde Metal cards issued on or after January 15, 2026 will cost a one-time ₹3,500.
Paying cash at branches gets pricier too: the fee jumps from ₹100 to ₹150 per transaction.
There are also fresh charges for loading third-party wallets (1% fee on transactions of ₹5,000 or more) and a separate 2% fee on transactions on online gaming platforms, plus higher currency conversion rates on select travel and shopping cards.
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