New UPI rules from August 1: Key limits you
Starting August 1, 2025, new limits are coming to UPI apps.
The NPCI wants to keep payments smooth and avoid slowdowns during busy times, so they're putting caps on balance checks, account views, transaction status refreshes, and when autopay can run.
Check out the new limits
You'll be able to check your balance up to 50 times a day per app and see linked accounts 25 times.
For each payment, you can check its status three times—just remember there's a required 90-second gap between checks.
Autopay stuff like subscriptions or EMIs will only go through during off-peak hours.
These rules apply to all banks and apps
If you just use UPI for the usual payments or quick balance lookups, you probably won't notice much difference.
But if you're someone who refreshes constantly or runs a business that relies on lots of automated collections, you'll need to adjust.
All banks and apps have to follow these rules as digital payments keep growing in India.